Your Home – A Retirement ATM
Powered by Max Banner Ads Most people – experts included – don’t have clear concept of the cost of retirement. Everybody is underestimating a number of things including longevity and the cost of living longer. Of all the assumptions made in financial planning (inflation, rate of return, tax brackets, etc.), your life expectancy is probably one [...]
De-Risking Investments With Annuities
There is no problem with the approach of building one’s own investment nest. We all know that there is a growing need in this country to take our retirements into our own hands if we want the funds necessary to have any quality of life upon retirement.
Personal pension plans (annuities) are among the most highly recommended [...]
Annuities Offer Income Stability
We recognize that the current generation of retirees and baby boomers face a unique set of retirement income concerns. If you are nearing the age of retirement, or if you have recently retired, you are faced with many decisions on how to continue to live your life without worrying about money.
Most retirement plans significantly affect [...]
Death Benefit Payouts
Studies show that over that approximately three-quarters of us who have life insurance do not have adequate coverage levels for the stage of life we are in. It is important to review your policy as your life changes to ensure that your coverage is sufficient for your new needs.
Life insurance needs may not be as [...]
Annuities As Supplementary Income
Many people start a project by defining success, but few think about what should happen if it’s not successful, or has run its course after a period of time. What if funding runs out? The thought of retirement can scare the daylights out of many people, especially when they realize that by the time they [...]